First of all, answer these questions truthfully: Does your spouse or partner complain that you spend too much money? Or are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had?
The way a rebate works is that you pay the listed price for an item then mail in a form and the bar code to the manufacturer and they send you a refund thus reducing the price of what you paid for the item except with a time delay of several weeks. It is also a good idea to save on long term finances like best mortgage deals and same day loans.
Rule #2. Check rebate expiration dates. Many times products will stay on the shelf of a retailer after the date for sending in the rebate offer has expired so check that date carefully.
This is not a good thing. It will prevent you from saving for the important things like a house, a new car, a vacation or retirement. You must set some financial goals and resist spending money on items that really dont matter in the long run.
Impulse spending will not only put a strain on your finances but your relationships, as well. To overcome the problem, the first thing to do is learn to separate your needs from your wants.
For instance, dog food and cat food costs about 10% less when bought by the case than it does when bought at the single can price and if you wait for close out prices you save a lot more than that.
You will be surprised at how much you can save by buying a twenty pound bag of rice as opposed to a one pound bag but dont forget that it must be kept in a rat proof container.
If you see something you think you really need, give yourself two weeks to decide if it is really something you need or something you can easily do without. By following this simple solution, you will mend your financial fences and your relationships.
