Need to get new Oregon auto insurance quotes and a teen is going to be driving now? This can be quite a shock to your budget. It’s not unusual for your OR insurance quotes to jump as much as 50% and high as 100% from where it currently is. That’s quite a bit of an increase. While there are reasons for this, there’s also tricks to help counter that when you get your Oregon auto insurance quote.

The reason for the increase in a Oregon car insurance quote with a teen driver is that 15-20 years die more from vehicle deaths than any other way. To protect themselves from this situation insurance companies charge more to cover their exposure to lawsuits and claims. So the rate you get reflects the risk an insurance company takes. This may be a good business move but it impacts your pocketbook. Understand that with cell phone use and text messaging while driving as well as other foolish mistakes, teen drivers are more likely to have an accident.

Two recent studies found two interesting points about teen drivers. Late night or later in the day are the times teens are more likely to have accidents. Teen drivers are now seeing changes to their driving laws in a number of states to counter this issue. Secondly, teens that drive with friends are more likely to have an accident.

Now that you’ve got the bad news what can you do when you are looking for an Oregon auto insurance quote? There are options if you take the time to look for them. You are more likely to get an affordable Oregon car insurance quote the more of them that you use. Looking online for several OR auto insurance quotes is the first step. By getting the pricing from several different companies you’ll have a variety of quotes to compare. Not only will you have several to compare but you can find one that will fit your budget. It’s a quick and easy to complete the form, submit and get back several quotes to compare.

If you’ve got a good student, look into a Good Student discount. A GPA of B or better is usually required by most insurance companies for the discount. Definitely worth spending a few minutes to see if this is available to you.

If you add electronic devices to your cars to monitor your teen’s driving you can also get discounts. Several of the insurance companies are subsidizing the cost of adding these devices and offer discounts to families that obtain their insurance through them as well. It’s worth taking the time to look into this when you are getting a Oregon car insurance quote.

For those that like to go to school, there are online courses that you and your teen can take on driving safety. You can get a discount on your Oregon auto insurance quote if both you and your child take the course. We can all benefit from a little extra knowledge on driving safety?

Finding a Oregon auto insurance quote that includes a teen is always costly but the expense can be lower if you take the right steps. Spend a few minutes and find several will allow you to reduce your costs. Once you’ve found an affordable Oregon car insurance quote, stick with it and hope that all goes well as your teen starts driving!

Need to Get an Oregon Auto Insurance Quote, Get the Tips to Save Hundreds on Your Oregon Auto Insurance Today!